PERAN KAPABILITAS INOVASI DIGITAL DALAM MENDORONG TRANSFORMASI MODEL BISNIS PADA STARTUP DIGITAL DI BALI. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 5, n. 4, p. 7974–7989, 2026. DOI: 10.54373/ifijeb.v5i4.4821. Disponível em: https://indo-intellectual.id/index.php/ifi/article/view/4821. Acesso em: 25 jun. 2026.