Pengaruh Digital Payment, Pendapatan, Dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 4, n. 6, p. 3021–3035, 2024. DOI: 10.54373/ifijeb.v4i6.2423. Disponível em: https://indo-intellectual.id/index.php/ifi/article/view/2423. Acesso em: 25 jun. 2026.