Analisis Sistem Pengendalian Internal Atas Pemberian Kredit Multiguna dalam Mengurangi Kredit Bermasalah pada PT. BPD Sultra Cabang Utama. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 3, n. 2, p. 321–338, 2023. DOI: 10.54373/ifijeb.v3i2.223. Disponível em: https://indo-intellectual.id/index.php/ifi/article/view/223. Acesso em: 26 jun. 2026.